A Finance Strategic Moment Realizing most people view insurance as abstract, Kevin Ingram reframed FM’s ‘product’ as the capacity its capital and reinsurance provide. He crafted plain‑spoken explanations of balance‑sheet strength, trained teammates to use them, and demystified insurance for clients—sharpening differentiation and empowering every account manager to sell FM’s capital story daily. Now Watch the […]
1097: The Mutual Advantage in a Cyclical Market | Kevin Ingram, CFO, FM
For nearly ten years, Kevin Ingram knocked on S&P’s door, arguing that FM’s A‑plus rating undervalued its balance sheet. Other agencies, such as Fitch, already had the mutual insurer at AA. Each visit, Ingram presented fresh data; each time, the agency hesitated, wary of revising a long‑standing mark. Last summer, six months after FM dropped “Global”…
Listen to the Episode Below (0:41:52)