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Why Startups Need CFOs Who Say “No” | Konstantin Dzhengozov, CFO, Payhawk

Why Startups Need CFOs Who Say “No” | Konstantin Dzhengozov, CFO, Payhawk

Konstantin Dzhengozov designed a dual-revenue model—software plus payment services—backed by detailed unit economics. Confident in his projections, he told a German banking partner Payhawk would break even in six months. The result: the company hit break-even on schedule and began generating revenue where competitors typically lost money.

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Now Watch the Complete Episode Featuring CFO Konstantin Dzhengozov, CFO, Payhawk

Konstantin Dzhengozov’s journey from FP&A leader to co-founder and CFO of Payhawk reflects a decisive leap from traditional finance to entrepreneurial growth. He built Payhawk’s finance function from scratch, introduced dual revenue streams, and scaled the company internationally. His mindset emphasizes proactive hiring, detailed unit economics, and using finance as a growth enabler rather than a back-office function, ultimately driving Payhawk to unicorn status.

CFO’s Strategy Playbook
• Build finance foundations before scaling
• Leverage unit economics for profitability
• Treat finance as a growth driver
1117: Building a Unicorn with a Finance Blueprint | Konstantin Dzhengozov, CFO, Payhawk

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